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Best Instant Approval Credit Cards In India | Best Credit Cards for Instant Approval in 2022 |
Best Instant Approval Credit Cards In India
HDFC Bank instant approval credit card
HDFC Bank credit cards are not only 100% secure, but they also provide instant activation and ownership.
here, a potential customer is taken to the end-to-end instant digital application page wherein the issuance happens at a single click. once approved, you will receive an e-card copy of the credit card in a password-protected file that you can use for online purchases.
key Benefits
The e-card is valid till you receive the physical credit card and activate the same at the nearest HDFC Bank ATM.
with such an instant approval credit card, you can enjoy benefits worth ₹4,000 in the first four months of using the card.
Bajaj Finserv RBL Bank super card
Bajaj Finserv collaborated with RBL Bank to introduce this instant credit card that is a perfect solution to all your urgent money needs. based on your cash limit, the Bajaj Finserv RBL Bank super card gives you a personal loan for 90 days at no processing fee and a meager interest rate of 1.16%.
Key Benefits
- for up to 50 days, you will not pay any interest on ATM withdrawals making it a preferred choice to meet your immediate cash requirements.
- further, this card entitles you to discounts on your accessories, clothes, groceries, and other shopping on the card.
- purchases worth more than ₹3,000 can be converted into EMIs, thus taking the financial stress off your shoulders.
- every cardholder also gets a complimentary ₹14,000 worth of health benefits when using the Bajaj Finserv health app.
Kotak 811 #Dream Different credit card
the Kotak 811 #Dream Different credit card is one of the best instant approval credit cards in India. not only is the approval process simple, but you also get some pretty sweet perks.
Key Benefits
- get 500 bonus reward points if you spend more than ₹5000 in the first 45 days of activating the card.
- similarly, spending ₹75,000 every year entitles you to a cashback of ₹750.
- if you need to use a credit card for urgent cash withdrawals, this is one of the best options as no interest will be levied for up to 48 days of advance cash withdrawal.
- for every ₹10,000 withdrawn, the processing fee is ₹300.
- the icing on the cake – you can withdraw up to 90% of your overall cash limit at a time.
Standard Chartered virtual credit card
Standard Chartered Bank was one of the first to introduce the concept of virtual cards in India. here, a potential user can apply for a virtual card and upon approval can use the card just like they would do in a conventional credit card. since there is no need for physical delivery, access to money becomes much simpler for the customer.
Key Benefits
- the Standard Chartered virtual credit card offers customers attractive pricing. one can convert any expense beyond INR 5000 into EMIs with flexible tenure options.
- the cardholder is entitled to the Standard Chartered 360-degree reward program, which offers exclusive discounts at Taj dining, travel bookings on Yatra.com, Paytm, Ola, Croma, Myntra, Panasonic, and several other places.
SimplySAVE SBI credit card
the State Bank of India has a transparent and simple process for applying for a credit card. here, you simply log in to the SBI card webpage and apply with your name, location, and contact details.
key benefits:
- you get ₹100 cashback on making an ATM withdrawal within the first 30 days of card activation.
- a unique feature of the SimplySAVE SBI credit card is that you can get a cheque or draft issued against your credit limit.
- the bank also delivers the draft or cheque to you at your convenience.
Axis Bank Insta Easy credit card
the Axis Bank Insta Easy credit card is one of the best instant approval credit cards in India. procuring this credit card is hassle-free as you do not have to give any income proof or other additional details. having a fixed deposit of INR 20,000 in any Axis Bank branch makes you eligible for this instant credit card.
key benefits:
- the credit card limit for this card is highly flexible, and you can choose to keep it as high as 80% of the principal value of the fixed deposit amount.
- it is one of the few credit cards to give you the luxury of withdrawing 100% of your credit limit from the very first day of card approval.
- other benefits include a 1% fuel surcharge on all fuel transactions.
Impotant link Top Credit Cards
- Reward Points: RBL Bank BankBazaar SaveMax Co-branded Credit Card
- Reward: Points FinBooster: YES BANK – BankBazaar Co-branded Credit Card
- Free Waiver: IndusInd Platinum Card
- Lifestyle: IndusInd Platinum Aura Edge Visa Card
- Cash Bank: Citi Cash Back Credit Card
- Rewards: Citi Rewards Card
- Fuel: IndianOil Citi Credit Card
- Lounge Access: HDFC Diners ClubMiles Card
- Reward Points: HDFC Freedom Card
- Shopping And Movies: Axis Bank Neo Credit Card
- Travel And Dining: HSBC Platinum Credit Card
- Movies: Kotak PVR Gold Credit Card